Your business has access to up to £65,000 worth of professional fees each year to cover:

• Employment disputes: the cost of defending actions brought by employees including unfair dismissal and discrimination claims.
• Employment awards: covers the employment tribunal compensation award in the event of failure in your employment representation.
• Prosecution defence: cost of defending a prosecution for an offence relating to your business activities including the Health and Safety at Work Act 1974.
• Tax, VAT, PAYE and NIC investigations: cover is provided to pay professional fees resulting from in depth investigations.
• License protection: where your business is dependent on holding a statutory license in order to trade, cover is provided for appeal costs where the license is at threat.
• Data Protection Act: cost of defending civil proceedings brought against your business under the Data Protection Act.
• Property legal protection: enables your business to pursue legal rights arising from negligent acts of others affecting your property.
• Landlord disputes: representing your interests in disputes with landlords over the business lease or tenancy agreement.
• Jury service allowance: up to £1,000 per claim to compensate for the loss of an employee attending court or tribunal.

The package also offers these employee benefits:

• Personal injury (£75,000): legal expenses cover is included for all employees and their partners to pursue compensation following a personal injury
• Business motoring (£75,000): pursuing uninsured losses following a non-fault road traffic accident including excess recovery, car hire charges and credit repair
• Consumer disputes (£1,000): up to £1,000 worth of professional fees following a personal dispute arising from the purchase or sale of faulty goods or services